Finance Application Form

The NCA (National Credit Act), implemented from June 1, 2007, does not govern true rental agreements.  A true rental agreement is a type of finance agreement where you pay for the use of the asset; ownership of the asset will never pass to you.  When you enter into a true rental agreement, you do not buy or lease the asset with a view to owning it at the end of the credit agreement.  At the end of the agreement, you must return the asset to Fintec.  It must be returned in good condition and within the agreed mileage resctrictions and parameters.  If you were to exceed the restrictions, you will be responsible for paying any restoration costs (except for wear and tear), and excess mileage costs.

Please note that, according to law, certain documents must accompany you application.  This differs according to the type of application. 

Click on the type of application below to see what you must submit as part of you application: